Welcome to the Aviva Car Insurance Guide. Here, you’ll learn all about protecting your vehicle with a top insurance company in Canada. Aviva has many car insurance options to meet different needs. This makes it a great choice for those looking for affordable insurance.
With Aviva, you can enjoy the Aviva Journey program. It rewards safe driving with discounts and gift cards. This ensures you get some of the best auto insurance rates out there123. As you read this guide, you’ll gain valuable insights into Aviva’s offerings and driving safety programs. You’ll also see how they compare to other insurance providers. This will help you make informed decisions for your insurance needs.
What is Aviva Car Insurance?
Aviva car insurance helps protect people and families from financial losses due to car accidents and unexpected events. It started in 2008 and is now in provinces like Ontario, British Columbia, and Alberta. It offers reliable support to its customers4.
Each province in Canada has its own rules to make sure Aviva provides a fair and quality service. Aviva lets customers pick from many car insurance options. This way, they can choose plans that fit their driving habits and budget.
Aviva also offers discounts that can save a lot of money. For instance, the Combined Policy Discount can save about $640, with discounts up to 15% on certain auto insurance5. It includes benefits like collision protection and temporary vehicle replacement. This gives customers peace of mind while driving.
Aviva car insurance also has tools to help manage policies and claims. This makes the experience smooth for everyone.
Key Features of Aviva Car Insurance
Aviva Car Insurance offers many key features to improve your driving experience. You can customize your coverage to fit your needs, making it a cost-effective choice. The car insurance premium calculator helps you plan your budget and see how your choices affect your costs.
Aviva is known for its top-notch customer service, offering 24/7 claims support. You can get a 10% discount for safe driving in your first year. Plus, many drivers qualify for discounts for green vehicles or winter tires6.
Aviva provides online tools to help you manage your insurance easily. They make it simple to handle and submit claims, showing their dedication to excellent service. Their quick response to claims helps them stand out as a top choice for auto insurance in Canada.
Types of Coverage Offered
Aviva offers many car insurance options to fit different needs. This ensures drivers feel safe on the road. The main choices are liability, collision, and comprehensive coverage.
Liability coverage helps if you cause an accident and hurt others. It covers the costs of injuries or damage to property7.
Accident benefits are key for personal injury protection. They help with injuries from accidents, no matter who’s at fault7.
Uninsured automobile coverage is also important. It protects you if hit by an uninsured driver or in a hit-and-run7.
Direct compensation for property damage is another option. It covers damages to your car if not your fault, ensuring fairness7.
Aviva also offers protection against theft, fire, or damage. This lets drivers drive with confidence7.
Aviva provides affordable car insurance quotes. They offer discounts to help find the right policy for your budget. This ensures your vehicle is well-protected8.
How to Get a Quote for Aviva Car Insurance
Getting a quote for Aviva Car Insurance is easy. You can visit their website and enter your postal code and driving history. This helps get personalized quotes that fit your needs, making it simple to find cheap car insurance.
Aviva also lets you call their team for help with plans and discounts. Over 2 million people trust Aviva for their vehicle protection9. They offer great customer support and policies that meet different driver needs.
Aviva offers flexible coverage options. You can check their website for more information and tools to help you shop. Whether you need basic or extra coverage, Aviva is ready to help.
Understanding Your Policy
It’s key to know your Aviva Car Insurance policy well. Each policy has its own car insurance coverage options, limits, and things not covered. If you’re a new driver, you can only drive with a licensed driver in the car10. New drivers need to be on their parents’ policy if they share a car10. If you get your own car, you must get your own insurance10.
It’s important to read the fine print. Knowing about extra coverages can help save money. For example, taking driver training can lower costs for new drivers10. Look at what’s covered if you get hurt in an accident and what’s covered if it’s not your fault7. The Ontario Automobile Policy explains these coverages and your rights7.
Also, cars with high safety ratings might cost less to insure for new drivers10. If you have questions, Aviva reps can help. They can explain your policy and clear up any doubts. Knowing your policy well can help you find the best auto insurance rates and understand what’s included11.
| Coverage Type | Description |
|---|---|
| Liability Coverage | Covers damages to others if you are at fault in an accident. |
| Accident Benefits Coverage | Provides benefits for injuries sustained in an accident. |
| Uninsured Automobile Coverage | Protection against drivers who do not have insurance. |
| Direct Compensation | Covers property damage that is not entirely your fault. |
| Optional Coverages | Include coverage for collision, fire, theft, and other risks. |
| General Exclusions | Outlines situations not covered, such as losses due to war. |
Claims Process with Aviva
The claims process with Aviva is easy and effective. Customers can start a claim by calling a claims advisor or using the online form12. The Aviva website has special sections for auto and property claims, making it easy to follow the steps12. After a car accident or property damage, call 1-866-692-8482 to begin the claims process12.
Aviva’s claims team offers quick, reliable, and personalized help. They believe insurance is a safety net for unexpected financial losses. It’s guided by provincial rules to ensure fairness and quality12. Insurance reps are also ready to help pick the right coverage for your vehicle, finding affordable options for you12.
Some provinces don’t offer auto insurance because of government-run schemes. Aviva plans to grow its services, adding new home insurance options for homeowners, renters, and condo owners12.
Benefits of Choosing Aviva
Choosing Aviva for car insurance offers many benefits for different needs. Aviva Canada serves over 2.8 million customers. It holds a 6.6% share of the Ontario auto insurance market, ranking fourth in the province1313. Customers like the variety of coverage options, including car, motorcycle, and classic car insurance13.
Features like Accident Forgiveness and the Conviction Protector program help keep rates low. They also offer peace of mind1314.
Aviva’s commitment to customer satisfaction is clear in their claims process. They offer a refund of a year’s premiums if clients are unhappy14. By bundling policies, customers can save on premiums for home and auto insurance13.
Discounts are available for clean driving records, retirees, and those with newer homes. The Aviva Journey app helps track driving habits. This can lead to lower premiums for safe driving.
Customers enjoy easy online account management and insights for smarter insurance choices. Choosing Aviva car insurance means investing in comprehensive protection. It also fits with other affordable car insurance companies in the market.
Read more about customer experienceswith Aviva
Comparing Aviva to Other Insurance Providers
When people look at car insurance plans, Aviva stands out. It offers competitive rates and discounts for safe driving. As the third largest car insurance company in Canada, Aviva has a big place in the market15.
Customer service is key, and The Co-Operators often get top marks. They beat many providers, including Aviva, in customer satisfaction surveys1615.
Aviva has flexible coverage options for different drivers. In Alberta, The Co-Operators scored highest in satisfaction, with Alberta Motor Association close behind16. Competition from firms like Johnson Insurance can also sway choices16.
In Ontario, The Personal is the leader in satisfaction, with Aviva as a strong contender1615. Comparing Aviva with other providers helps customers make smart choices. They can find the right mix of price, service, and coverage.
Customer Reviews and Testimonials
Aviva car insurance has earned praise for its easy-to-use services and wide range of policies. It has 39,651 reviews, with an average rating of 4.1 out of 5. This includes a 72% 5-star rating, showing many customers are happy17. Even with some negative feedback, the overall feedback shows people trust Aviva17.
Many customers say Aviva’s support during claims is quick and helpful. They like the online tools that make it easy to start claims. This has helped Aviva stand out as a reliable choice for car insurance18. With over 3 million customers in Canada, Aviva is a big name in insurance18.
| Customer Name | Rating | Date |
|---|---|---|
| Ruth | 5 stars | November 28, 2024 |
| Ela D. | 4 stars | November 28, 2024 |
| Mr. Julian Boardman-Smith | 5 stars | November 28, 2024 |
| Mrs. Robson | 3 stars | November 29, 2024 |
| Maggie | 4 stars | November 29, 2024 |
| Mrs. Jan Lawrence | 2 stars | November 29, 2024 |
| John Maguire | 5 stars | November 26, 2024 |
| David Kirby | 3 stars | November 28, 2024 |
| Anthony Edwards | 4 stars | November 29, 2024 |
| Susan Nicholls | 5 stars | November 23, 2024 |
| Emmanuel | 5 stars | November 29, 2024 |
| Richard Parkinson | 4 stars | November 26, 2024 |
| Michael Varney | 5 stars | November 26, 2024 |
| John Smoleskis | 2 stars | November 26, 2024 |
| Richard Mckelvey | 4 stars | November 28, 2024 |
Aviva Mobile App: Features and Benefits
The Aviva mobile app, called Aviva Journey, makes managing your car insurance better. It tracks your driving habits in real-time. You can see your driving stats and learn to drive safer, which could save you money when your policy renews.
Driving safely can cut your insurance cost by up to 20% next year. But, you must drive at least 1,000 km in your current policy term to get this discount191.
The app shows your driving skills on a personal dashboard. It checks how well you brake, accelerate, and corner19. Plus, joining Aviva Journey can give you a 10% discount on your first year’s premium1.
This program rewards safe driving with eGift card prizes1. To use it, you must be the main driver on an Aviva policy. You also need a compatible smartphone and an active data plan to track your driving for 30 days20.
The app needs GPS and permission to collect data. This helps calculate your driving score and possible savings1920.
In today’s fast world, the Aviva Journey app is a great tool. It helps you manage your car insurance and find the best rates.
Tips for Lowering Your Premiums
Lowering your car insurance premiums with Aviva can save you a lot of money. Start by practicing safe driving. This simple step can lower your insurance costs.
Using anti-theft devices in your car can also get you discounts. Plus, getting winter tires can cut your rates by 5% when it’s cold21. Always check your coverage and limits to find savings and avoid over-insuring.
Getting your auto and home insurance together can save you 5% to 25%22. Choosing a higher deductible can also lower your premium by up to 25%21.
Keeping a clean driving record can lead to more discounts. But, traffic tickets can increase your rates. Being loyal to your insurance company can also get you discounts.
Lastly, try a Usage-Based Insurance model. It can save you up to 30% on yearly premiums by rewarding safe driving22. By following these tips, you can find cheaper car insurance and make the most of your Aviva policy.
Frequently Asked Questions
Many people have questions about aviva car insurance. It’s important to know what coverage you get. This insurance helps protect your money if something bad happens23.
To start a claim, call 1-866-692-8482. The claims experts at Aviva are ready to help you12.
Some might ask how to get quotes. Aviva can help you find the right coverage for one or more cars23. But, some services might not be available in all places because of local rules23.
Aviva plans to offer more services in new places soon. This means more choices for you12.
Others might wonder why choose Aviva. The No Claim Discount (NCD) can save you money. It covers one “at fault” claim per year if you meet certain rules24.
Also, Aviva’s comprehensive coverage lets you insure your personal items in your car. This adds extra safety24.
These questions show people want to understand insurance better. Aviva aims to give clear answers. They also keep up with changes in the Canadian insurance world.
Conclusion: Secure Your Ride with Aviva
Aviva Car Insurance is a top pick for those looking for full coverage and great service. They offer many options, like discounts for bundling policies and special deals for retirees. They also have plans for all kinds of vehicles, from cars to motorhomes25.
Safe drivers can get lower rates and enjoy new tech like dashcams. These cameras help protect against false claims, used by 18% of drivers26.
Aviva’s prices are competitive, making them a budget-friendly choice without sacrificing quality. You can customize your policy to only include what you need25. Their claims process is strong, supporting customers 24/7, making sure your insurance is handled well27.
Choosing Aviva means more than just insuring your car. It’s about feeling secure on the road. With Aviva, you can drive with confidence, knowing your insurance is in good hands25 and27.
FAQ
Q: What types of coverage does Aviva Car Insurance offer?
A: Aviva Car Insurance offers many coverage options. These include liability, collision, and comprehensive coverage. You can also get extra policies for protection against theft and vandalism.
Q: How can I obtain a quote for Aviva Car Insurance?
A: Getting a quote is easy. Just visit Aviva’s website and enter your postal code. Then, share your driving history details. You’ll get quotes for affordable insurance.
Q: What discounts are available for Aviva Car Insurance?
A: Aviva has discounts for safe drivers. You might get a 10% discount for your first year. Also, check for savings by bundling with home insurance and reviewing your policy regularly.
Q: How does the claims process work with Aviva?
A: Aviva makes filing claims easy. You can do it online or talk to a claims advisor. Their website has clear steps to help you through the process.
Q: How can I lower my car insurance premiums with Aviva?
A: To save on premiums, drive safely and install anti-theft devices. Use discounts for good drivers. Also, review your coverage and consider higher deductibles for savings.
Q: Is Aviva Car Insurance available in all provinces?
A: Yes, Aviva Car Insurance is available across Canada. It’s regulated by provinces to ensure quality and fairness.
Q: Can I manage my Aviva Car Insurance policy online?
A: Yes, Aviva has online tools for managing your policy. You can check your policy, manage claims, and make changes online or through their app.
Q: What is the Aviva Journey app?
A: The Aviva Journey app tracks your driving habits. It helps calculate premiums and submit claims. It also offers tips for safer driving and rewards for good habits.
